1H 2019
$3.5BN (1)
U.S. Dollar figures have been calculated based on the
U.S.$/KZT average exchange rate for the six months ended 30 June 2019, comprising KZT379.14.
Total Payments Value
YoY Growth
1H 2019
YoY Growth
1H 2019
Active Stores
YoY Growth

The Payments Platform enables customers to pay for regular household needs, make purchases online and in-store, and make seamless online P2P Payments within and outside the Ecosystem, both in Kazakhstan and globally to any Mastercard or Visa card.

Our Payments Platform encompasses Bill Payments, e-Wallet, Kaspi Gold debit card, P2P Payments, Kaspi Business Mobile App and PoS solutions.

A consumer can transact using the Kaspi e-Wallet and the Kaspi Gold debit card through both our Mobile App and while shopping in brick-and-mortar retail outlets. PoS Solutions are aimed at creating seamless and convenient way for merchants to accept payments from customers, as well as payments by any bank card. PoS terminal is powered by Kaspi Business Mobile App and Kaspi QR technology enabling merchants to accept payments from customers directly from Mobile App without need of a card.